Thank you for visiting today. If this is your first visit, take your time and look around. We have plenty of information and resources available to you. If you are a return visitor, thank you. We would love to hear from you. We can serve all your real estate needs.
The very best Realtor I have ever worked with and a very nice person.....!!!!!Buyer
"We were relocating from Pennsylvania to Dallas and had a very short window in which to find a house. We selected online the houses we wanted to see prior to our arrival and Shawn arranged and mapped out three days worth of houses to view. By the time we left we had a house. While still in Pittsburgh Shawn helped us finalize our closing from a far and assisted us with finding numbers to utility companies and or anything we needed. We have moved every year for the past 5 years and this by far was the best experience yet!"
"Edna was a wonderful agent for us as we were first time home buyers and we wanted to build a house. Edna helped us navigate the world of new home builders and made sure we got more than a fair deal when she negotiated with them for a price and upgrades. Edna was willing to meet us and spend the time to explain all the terms of the paper work before we signed anything. She gave us helpful insights and suggestions to aid us in building a home we would be satisfied with. I would recommend her to anyone. We will use her again." - Mikayla Sjolin
"Our agent was wonderful." - Steve And Nikki Ormsby
"Totally committed, competent and great to work with. She goes beyond what is required." - Buyer, Waxahachie
"She was very professional in every aspect, very informative always no matter what we called her about. She never complained one time about the many questions we had and went out of her way more than once to make sure we were satisfied. I would highly recommended her. She knows her business and does very well at it." - Buyer, Fort Worth
"Shawn Ramsey was my agent on this investment property and I had the pleasure to meet with his partner and mother, Edna Ramsey. It is obvious that the two of them make a great team and are very knowledgeable of the investment market. I look forward to working with both of them with my next projects." - Buyer, Arlington
By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.
It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.
Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.
Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:
What type of market are you in? Are the interest rates falling or rising?
Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?